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Behind on your
MORTGAGE?

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Loan Modification
MAY SAVE YOUR HOME.

Prevent Foreclosure ASAP

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We offer a free consultation to determine what loan modification option(s) is the right one for you:

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Full service we do it all, negotiate the deal and have a licensed attorney review your deal, (MONEY BACK GUARANTEE)

Do it Yourself course: teaches you how to get a loan modification and you will receive legal support from a licensed attorney (MONEY BACK GUARANTEE)

Consultation: Live coaching session with legal support. This option is for those who are close to a loan modification and need a second pair of “eyes.” We will review the deal and also have a lawyer look at it to make sure your consumer rights are protected

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Loan Modification

Loan Modification

A loan modification is a permanent change in the terms of an existing loan, resulting in a more affordable monthly payment for a borrower in default or in imminent danger of default.

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Talk To Us

If you are behind on your loan payments, your first step is to contact your lender. Do not ignore letters and phone calls. Communication is necessary to show that you are interested in working with them on a solution to keep your home.

All you have to do is call us at (844) 598-3328 and say that you would like to discuss a loan modification. The information below will help you prepare:

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Eligibility

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Borrowers who have trouble paying their mortgage because of financial hardship can request a loan modification. Reasons for hardship can include but not limited to:

  • An increase in mortgage payments due to an increase in interest rate or escrow payments

  • A reduction in income

  • A hardship that increased monthly bills

  • A future hardship that will make payments unaffordable

Borrowers who have trouble paying their mortgage because of financial hardship can request a loan modification. Reasons for hardship can include but not limited to:

  • Add any missed payments to the loan balance to bring the loan current

  • Adjust the interest rate

  • Lengthen the loan term - for example, going from a 30-year loan to a 40-year loan

  • Forbearing or deferring payment on a portion of the loan balance until the loan matures or is paid off

In the case of a substantial loss of household income (permanent job loss, rental property vacant for a long period of time, significant reduction in income), the reality is that the lender will likely not be able to modify a loan because you may no longer be able to afford reasonable monthly payments on the loan. But no matter what your financial situation, you should still contact your lender to explore all options to avoid a foreclosure and the damage it can cause to your credit rating.

Call us today for a free consultation so we can discuss the best options!